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Payment Technology Provider Of The Year

Payment Technology Provider Of The Year

Guide: Boost Your Finance Operations with Digital Tools


Discover how Fennech empowers finance leaders with open banking integration, embedded finance infrastructure, and smart digital contracts, all without blockchain.


Chief Revenue Officer  | Melina Moussali

Chief Revenue Officer

Melina Moussali


Trusted by partners

trusted by partners
Melina MoussaliDigital tools in finance aren’t just about speed: they’re about control, consistency, and resilience. The ability to automate intelligently, without adding complexity, is what separates future-ready finance teams from the rest

Melina Moussali

Chief Revenue Officer

"Digital tools in finance aren’t just about speed: they’re about control, consistency, and resilience. The ability to automate intelligently, without adding complexity, is what separates future-ready finance teams from the rest "

How Fennech's F³ Platform Digitalises Your Finance Operations

In this blog, you will learn how the Fennech F³ platform can help you transform and automate your finance operations. embrace modern technology and benefit from true, end-to-end digitalisation of your finance functions now. We will also cover what are the specific challenges in using digital technology in the financial sector? and much more!


In this blog, you will learn how the Fennech F³ platform can help you transform and automate your finance operations. embrace modern technology and benefit from true, end-to-end digitalisation of your finance functions now. We will also cover what are the specific challenges in using digital technology in the financial sector? and much more!
Effective Reconciliation: The Cornerstone Of Financial Integrity

This guide is your quick access yet comprehensive resource for transforming your reconciliation processes into efficient, automated workflows that minimise errors, prevent fraud, and enhance transparency.


This guide is your quick access yet comprehensive resource for transforming your reconciliation processes into efficient, automated workflows that minimise errors, prevent fraud, and enhance transparency.

Open Banking & Embedded Finance Solutions


Unlock Secure, Scalable Digital Transformation with Smart Automation (No Blockchain Required)

Are you a CFO, Treasurer, or Finance Leader looking to modernise operations across the UK, EU, or global markets?

Fennech provides an enterprise-grade platform that powers finance transformation with smart digital contracts — delivering secure, rule-based automation without blockchain complexity.

Whether you're launching embedded finance products, connecting to open banking APIs, or automating treasury flows, we help you go faster, stay compliant, and scale globally.

Why Finance Leaders Choose Fennech

  • [ ] Streamlined operations across treasury, reconciliation, and payments
  • [ ] API-driven automation to eliminate manual finance processes
  • [ ] Configurable smart contracts without relying on blockchain
  • [ ] Real-time insights from consolidated banking and ERP data
  • [ ] Compliance-ready across UK, EU, and global regulations

From fintech scaleups to multinational corporates, Fennech is trusted for secure, intelligent finance transformation.

Smart Digital Finance Solutions

Open Banking Integration

Connect directly to UK and European banks using PSD2-compliant open banking APIs. Eliminate siloed data, gain real-time cash visibility, and streamline reconciliation across multiple entities.

Benefits:

Instant, secure bank connectivity

Real-time cash and liquidity views

Reduced manual uploads and errors

Embedded Finance Infrastructure

Embed payments, lending, FX, or insurance within your customer journey. Our modular platform lets you launch financial services without rebuilding your core systems.

Benefits:

Launch faster with plug-and-play modules

Serve customers globally from your platform

Ensure full compliance and reporting

Smart Digital Contracts (Without Blockchain)

Fennech’s proprietary smart contract engine enforces financial logic and workflows automatically, all without blockchain. Configure rules for reconciliation, validation, approvals, and exceptions.

Benefits:

Full audit trail and transparency

Rule-based automation without crypto risks

Integrates natively into your systems

Built for UK, EU & Global Finance Teams

Whether you operate in London, Frankfurt, Amsterdam, Dubai, or Singapore, Fennech delivers regionally compliant automation for:

Corporates – Manage intercompany flows, FX, and virtual accounts

Banks – Offer white-labelled reconciliation and cash management

Fintechs – Accelerate product launch with embedded treasury services

Ready to Transform Your Finance Stack?

Fennech helps you modernise finance with agility and confidence — no blockchain, no disruption, no unnecessary complexity.

Get in touch to have a conversation!

## Unlock Secure, Scalable Digital Transformation with Smart Automation (No Blockchain Required)

Are you a CFO, Treasurer, or Finance Leader looking to modernise operations across the UK, EU, or global markets?

Fennech provides an enterprise-grade platform that powers finance transformation with smart digital contracts — delivering secure, rule-based automation without blockchain complexity.

Whether you're launching embedded finance products, connecting to open banking APIs, or automating treasury flows, we help you go faster, stay compliant, and scale globally.

### Why Finance Leaders Choose Fennech

- [ ] Streamlined operations across treasury, reconciliation, and payments
- [ ] API-driven automation to eliminate manual finance processes
- [ ] Configurable smart contracts without relying on blockchain
- [ ] Real-time insights from consolidated banking and ERP data
- [ ] Compliance-ready across UK, EU, and global regulations

From fintech scaleups to multinational corporates, Fennech is trusted for secure, intelligent finance transformation.

### Smart Digital Finance Solutions

**Open Banking Integration**

Connect directly to UK and European banks using PSD2-compliant open banking APIs. Eliminate siloed data, gain real-time cash visibility, and streamline reconciliation across multiple entities.

**Benefits:**

Instant, secure bank connectivity

Real-time cash and liquidity views

Reduced manual uploads and errors


**Embedded Finance Infrastructure**

Embed payments, lending, FX, or insurance within your customer journey. Our modular platform lets you launch financial services without rebuilding your core systems.

**Benefits:**

Launch faster with plug-and-play modules

Serve customers globally from your platform

Ensure full compliance and reporting


**Smart Digital Contracts (Without Blockchain)**

Fennech’s proprietary smart contract engine enforces financial logic and workflows automatically, **all without blockchain**. Configure rules for reconciliation, validation, approvals, and exceptions.

**Benefits:**

Full audit trail and transparency

Rule-based automation without crypto risks

Integrates natively into your systems


## Built for UK, EU & Global Finance Teams
Whether you operate in London, Frankfurt, Amsterdam, Dubai, or Singapore, Fennech delivers regionally compliant automation for:

**Corporates** – Manage intercompany flows, FX, and virtual accounts

**Banks** – Offer white-labelled reconciliation and cash management

**Fintechs** – Accelerate product launch with embedded treasury services

### Ready to Transform Your Finance Stack?
Fennech helps you modernise finance with agility and confidence — no blockchain, no disruption, no unnecessary complexity.

Get in touch to have a conversation!

SEE MORE ON DIGITAL TRANSFORMATION



Digital tools in finance aren’t just about speed: they’re about control, consistency, and resilience. The ability to automate intelligently, without adding complexity, is what separates future-ready finance teams from the rest

Best solution recommendations

F³ boasts a comprehensive library of secure public APIs, meticulously designed for effortless platform consumption and seamless integration with your existing business applications and banking partners. This API-native, modular architecture underpins F³’s very core, ensuring seamless internal component interaction and maximising your ability to extend its functionality precisely as needed.
F³ API

F³ boasts a comprehensive library of secure public APIs, meticulously designed for effortless platform consumption and seamless integration with your existi...

At the heart of F³ lies the transformative process of digitalisation. We take your raw financial data and elevate it into a realm of strategic potential. By extracting key data elements and structuring them into Digital Contracts and Smart Transactions, F³ not only simplifies financial operations but also empowers you with insights that drive business growth.
The Process of Digital Transformation: Reimagining Financial Operation...

At the heart of F³ lies the transformative process of digitalisation. We take your raw financial data and elevate it into a realm of strategic potential. By...

Imagine a world where every contract, invoice, and financial document is not just digital but intelligent. F³ makes this a reality by converting your financial agreements into Digital Contracts and Smart Transactions, ready to be automatically managed and processed. This is where automation meets innovation, turning routine operations into strategic advantages.
The Blueprint for Automation: Structuring as Digital Contracts and Sma...

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Get your digital transformation guide

Accelerate digital transformation with strategic tech adoption.

Accelerate digital transformation with strategic tech adoption.

What Others Say


★★★★★

Fennech’s F³ platform excels in flexibility, customisability, and scalability, crucial for transforming treasury and finance through hyper-automation. Their affordable services cater to medium-sized companies, emphasising the need for real-time data and robust, secure processes, a lesson underscored by the COVID crisis.


ATEL, Francois Masquelier Chairman and CEO
Fennech’s F³ platform excels in flexibility, customisability, and scalability, crucial for transforming treasury and finance through hyper-automation. Their affordable services cater to medium-sized companies, emphasising the need for real-time data and robust, secure processes, a lesson underscored by the COVID crisis.
★★★★★

In Fennech we saw a platform and a senior management team that was offering a new innovative service that could help London further build on his reputation for being the home of the most exciting new FinTechs.


London and Partners, David Butcher, Trade Manager
In Fennech we saw a platform and a senior management team that was offering a new innovative service that could help London further build on his reputation for being the home of the most exciting new FinTechs.
★★★★★

After investigating a number of Fintechs for Coforge to partner with, we selected fennech because we thought the management team was people we could work well with, and because we could see how combining the digital capabilities of the F³ platform with Coforge existing competencies will create real added value for our customers


Coforge, John Speight Chief Delivery Officer
After investigating a number of Fintechs for Coforge to partner with, we selected fennech because we thought the management team was people we could work well with, and because we could see how combining the digital capabilities of the F³ platform with Coforge existing competencies will create real added value for our customers

How does it work?


  • Get insights

    Discover how Fennech helps transform financial operations

  • Discuss strategy

    Share your transformation goals with our experts

  • Get results

    Start your finance transformation today

Ready to Move Beyond Traditional Treasury Management?
Questions
What is Fennech Financial and what services do you provide?

Fennech Financial is a Next-Gen Corporate Banking Platform as a Service. We deliver Hyper-automation of Finance, Treasury, and Payment solutions in real time on One Platform, The Fennech Financial Framework (F³). Our ultimate goal is to help you automate and optimise financial workflows to enhance efficiency, accuracy, and compliance in treasury and financial operations. You can use as many or as little of our solutions to suit perfectly your requirements. Find out more by exploring our solutions.

What are Virtual Accounts?

Fennech Financial's Virtual Accounts are digital cash ledgers linked to a primary bank account, enabling businesses to create multiple sub-accounts without the need for additional physical bank accounts. This approach simplifies financial management by providing detailed insights into transactions and liquidity across various segments of an organization, such as departments, subsidiaries, or projects. By implementing Fennech's Virtual Accounts, businesses can streamline financial operations, reduce banking fees, and gain comprehensive insights into their cash flows, leading to more efficient and effective financial management. Want to know more? get in touch!

What financial processes can Fennech Financial automate?

Fennech Financial specialises in automating a wide range of financial processes to streamline operations and improve efficiency. These include payments and collections, reconciliations, intercompany transactions and many more. Our platform is designed to reduce manual intervention, improve accuracy, and give businesses more control over their financial processes. Let us know if you'd like more details on automating a specific process!

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Identify your biggest treasury challenge and transform your management!

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Ready to Move Beyond Traditional Treasury Management?