Is Fennech a Treasury Management System?

Fennech Financial is not a TMS although you will find that some of our solutions extend in the capabilities often found in TMS. Instead we act as a middleware between TMS, ERPs and banks allowing businesses to seamlessly integrate with Payment, Treasury, and Banking solutions helping to bring visibility, control, and end-to-end automated processing into existing infrastructures with minimal human intervention.

What is Fennech Financial and what services do you provide?

Fennech Financial is a Next-Gen Corporate Banking Platform as a Service. We deliver Hyper-automation of Finance, Treasury, and Payment solutions in real time on One Platform, The Fennech Financial Framework (F³). Our ultimate goal is to help you automate and optimise financial workflows to enhance efficiency, accuracy, and compliance in treasury and financial operations. You can use as many or as little of our solutions to suit perfectly your requirements. Find out more by exploring our solutions.

What are Fennech's digital contracts and smart transactions?

Fennech Financial's Digital Contracts are data objects that capture all relevant data points for a financial transaction for example: who owes what to who, when, for what amount, under what condition and for what reason. They streamline workflows, reduce costs, and facilitate fast and secure self-execution. These contracts are dynamically generated through advanced AI algorithms, ensuring frictionless, autonomous transaction execution with minimal manual intervention. By converting financial agreements into Digital Contracts, Fennech's platform automates transaction processing, enhancing efficiency and accuracy in financial operations.

Revolutionize Treasury Management with Smart Contracts and Automation

Gain Full Control and Audit Trails in Treasury Operations

Smart Treasury, Powered by Smart Contracts & Transactions

Welcome to Automation, Control, and Trust, No Blockchain Required!

Modern treasury teams are under pressure to deliver speed, accuracy, and security, all without compromise. Does this sound familiar to you?

Yet traditional finance systems are riddled with inefficiencies: manual processes, poor traceability, and fragmented controls.

Fennech’s platform changes that through intelligent automation and native financial logic built directly into the fabric of each transaction.

Great you may say but how does it work and what does that mean?

Let's first have a look at the tech.

What Are Smart Contracts & Smart Transactions in Fennech?

Fennech redefines treasury infrastructure by embedding Smart Contracts and Smart Transactions. These are customisable, rules-based workflows that govern how money, data, and approvals move across your organisation.

Unlike blockchain-based solutions, Fennech delivers the power of smart contracts without the complexity or opacity of distributed ledgers. These features are embedded within Fennech’s SaaS platform, giving you:

• ⚙️ Configurable approval chains for different transaction types, thresholds, and user roles

• 🔐 Role-based permissions that control who can view, initiate, or authorise actions

• 🧠 Event-triggered workflows that execute predefined logic, automatically

• 🧾 Full audit trails and traceability across every step of every transaction

So what does that mean?

Embedded Intelligence at Every Step

Fennech’s Smart Transactions are more than automation. In fact they're intelligent decision engines that:

• ❌ Prevent unauthorised actions

• ✅ Enforce segregation of duties

• 📋 Log every approval and interaction

• 🕵️ Raise alerts for anomalies or exceptions

• 🧠 Adjust dynamically to your organisational policies

The result?

• 🛑 Approvals can’t be skipped

• 🚫 Rules can’t be bypassed

• 🔍 Everything is traceable and provable

And here are some very practical examples of what you can achieve in your organisation.

Payment Authorisations: Automate multi-layer approval flows with dynamic thresholds tailored to transaction value, type, or role.

Liquidity Sweeps: Trigger automated actions based on real-time balances, specific timings, or defined counterparties.

Intercompany Settlements: Predefine allocation logic, booking rules, and exception handling to streamline complex internal transfers.

Cash Positioning & Forecasting: Ensure updates are sourced only from trusted, reconciled data feeds for accurate forecasting and visibility.

Reconciliations & Controls: Embed policy logic directly into workflows to automatically accept, reject, or flag incoming data for review.

Why Not Blockchain?

Indeed why not we hear you say! Because Blockchain was meant to solve trust between unknown parties. But in corporate treasury, trust is established through roles, controls, and oversight, not cryptography.

Fennech delivers the benefits you care about:

Automation
Auditability
Transparency
Security

…without introducing operational or regulatory risk.

Ready to embrace the future of treasury? Explore how Fennech can help you gain full control and transparency in your financial operations without the burdens associated with blockchain solutions.